Table of Contents
Disclaimer: The advice provided in this blog post is intended for entertainment and informational purposes only. The content is written from a humorous, fictional perspective and should not be taken as financial advice. While the blog may offer creative insights on budgeting through the lens of a cat’s “perspective,” it is not a substitute for professional financial counsel. The author and the website do not accept responsibility for any financial decisions, losses, or damages resulting from the use or reliance on the information provided in this post. Always consult with a licensed financial advisor or professional before making any significant financial decisions.
Advice From a Cat
If you’ve just stumbled upon this cardboard box of a playground, then welcome to the world of “Advice From a Cat.” If you’re familiar with feline finesse and become amused by a bit of kitty wisdom then all aboard for a pawsome time!
For this adventure, let us analyze budgeting from a cat perspective:
Intro
Alrighty furballs and claw sharpeners it is time for a bit of a kitty’s wisdom around some human concept of “budgeting.” Even a clever and stealth kitty such as myself has to worry about these type of things you know.
It has been painfully explained to me by my human that when you keep as many lobster treats as possible without eating them all in one stash it is known as “saving” in human verbiage.
Conversely, when I decide to give away treats to my fellow cat mates and eat all my tuna bits in a sitting now apparently I’m “spending.”
After some time of looking at something called a spreadsheet (of course I’d rather look out a window sill at birds.) I’ve been asked to give a “Cat Talk” to my fellow feline friends on the art of purrrsonal finance saving and spending. I gave it my best go, so let me show you how it went…hopefully it has pawtential.
A cat legend/glossary for this example:
| Human Word | Cat Word Translation |
| Income | Receiving lobster treats (gift from human) |
| Expenses | Eating lobster treats |
| Leftovers | What’s left to eat?! |
| Income notes | What was done to receive gift from human |
A Feline’s Guide to Budgeting
Time for a quick show of paws. Put those claws in the air or blink slowly! Has anyone here heard a meow about a “Budget?”
(…observes a look of kitty confusion everywhere)
Alright then! Chop chop! Let us savor the learning flavor felines! A few cat tales must be told for you to understand this concept.
A budget should include things like “income” and “expenses” so we shall go over these particular words you know like when a human puts on these things over their eyes and begins to read words from something called a “book.” Anyhow let us begin felines!
Track Receiving Your Lobster Treats (Tracking Income)
So this is as simple as a jump and a hop over your water bowl. You look up at your human and blink ever so passionately with a soft meow. You then pretend to swim like a sweet shark fish dancing between the human legs.
You next find yourself in the mist of hearing a bag rattling with sweet excitement in your ears to which you get laid at your paws in front of you 20 lobster treats! Oh the sweet smell of the ocean!
Every time we get any amount of treats (income) we must document when and how many we get.
Track Eating of the Lobster Treats (Expenses)
So all that begging has you ready to sink your fangs into a bowl of wonderful, crunchy goodness. You pounce and your taste buds dance in delight. Before you know it, after you’ve approached with curiosity and anticipation, you’ve eaten 25 treats.
Take note! You know like when humans scribble on a table made of paper with tiny marks. Use your claws to write when and how many savory morsels! We shall call this session Scribble The Kibble!
Now carry on to the next section to make some notes after you’ve groomed and your whiskers have settled down.
What is Leftover?
Alrighty Tabbies, Maine Coons, and Mr. Tuxedo in the back I’m talking to you! Now leftovers is as easy as weaving in-between fish bowls. What is left over from cat treats received minus cat treats eaten?
Leftovers! Simple math!
Track Notes on The Cat Cost of Your Lobster Treats (Notes on Income)
Third thing, let’s talk about tracking the cat cost of getting treats or making “notes about income.” In other words, you must give out what things to survive kitty to receive that income?
Class…any answers? Cat got your tongue? Raise a foot if you know!
No paws in the air?
Let us track the amount of time and affection to give humans to get said treats. After all, it is us that have to put much paws, petting, and meows into getting those treats after purchase!
Summary of the Kitty Budget
Just like we meticulously track that elusive red laser dot on a wall, we must keep tabs on all of these items. You must track your treats coming in and treats going down the belly hatch. Whether it’s through a fancy app or a simple scratchpad, knowing where our kibble coins are going is essential for feline financial “budgeting.”
Still confused kitty?? Here is the summary of what you have learned in Feline Finance today…
Income = 50 snacks given by the “hueeeman”)
Expenses = 25 snacks eaten
—————————————
Leftovers = 25 snacks!
Note for income: 4 hours of playtime and affection required by kitty to receive income
All of these my friends is called kitty budgeting purrrsistence!
